Mr. P.Madhava Rao has joined hands with Spandana with 35 years of strong experience in the Finance sector. He has been a high performing individual and has achived targets on time with his previous organization – ING Vysya Bank . In the capacity of Vice President and Regional Manager he has handled various branches – Metro, Urban, Semi Urban and Rural branches. He brings in depth knowledge of credit risk, agri & social banking, project finance etc. He has also been a successful trainer in his Banking career. He is one of the partners of M/s NMR Associates dealing with project finance and consultancy services. He gained experience in housing finance as Senior Vice President of ING Vysya Bank Housing Finance Ltd. Took initiative in developing new products and established tie-ups with various corporate and leading Institutions and brought new connections to the bank including exposure to leading MFIs.