Latest News: Spandana Sphoorty in talks with i-banks for an IPO in 2018.        Spandana Sphoorty gets $63m financing from Bank of Baroda and IndusInd Bank                   Spandana Sphoorty Financial Limited is Awarded as "The Best Micro Finance Company of the Year" by The Golden Star Awards 2018, Delhi.   
About Spandana
About Us

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Mission / Brand Identity

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Awards

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Products

Our services are as per the convenience of our clients. All the terms and conditions of the loans are made known to the clients to maintain our core value of Transparency. We have no hidden charges in the name of value added services and compliance with Statutory requirements.

Income Generation Loans (Abhilasha) Abhilasha stands for “Aspiration”. This unique loan is designed especially for low-income households

Loans Against Property (LAP) Sometimes big ideas need small help, thus we have designed our Loan Against Property known as LAP.

Phinix Loans All our products are designed for the welfare and economic upliftment of the rural population majorly women.

Shree Loans Shree stands for “Good Beginning”. Offered in the state of Andhra Pradesh,

Gold Loans (Keertana) Gold Loans are given against the mortgage of Jewellery. Indian housewives hold 11% of the world's gold.

Interim Loans We’ve introduced Interim loans to assist our borrowers who are struggling to meet short-term liquidity requirements.

Board of Directors
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Ms. G. Padmaja Reddy

Managing Director

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Mr. Karthikeya Dhruv Kaji

Nominee Director

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Mr. Sunish Sharma

Nominee Director

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Ms. Abanti Mitra

Independent Director

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Mr. Ramachandra Kasargod Kamath

Independent Director

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Mr. Amit Sobti

Nominee Director

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Mr. Darius Pandole

Nominee Director

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Partners
Investors
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Lenders
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Corporate Governance
Outreach

Key Outreach Indicators Mar-09 Mar-10 Sep-17 Dec-17 Jan-18
Gross Loan Portfolio (Rs. in Cr) 1,868 3,541 2,244 2,721 2,809
Cum. Disbursements (Rs. in Cr) 5,989 11,800 29,516 30,479 30,751
No. of Clients (Rs. in lakhs) 25.43 41.64 13.57 14.26 14.80
No. of Borrowers (Rs. in lakhs) 24.32 36.63 11.50 12.88 13.54
No. of Branches (#) 944 1,533 586 631 635
No. of States 10 12 14 14 16
Success Stories

We are proud that we are able to touch lives of over 55 lakh borrowers across the nation. Our relationship with our customers span decades which we believe is a testament to our track record of continuously adding value. Since our inception, we have seen thousands of women turn into entrepreneurs, expand existing business, or return a business to profitability. Their success stories inspire us and encourage us to do more.