Mangla, who hails from interior Orissa, overcame the hurdles of poverty to prove her merit. Once a poor housewife, she broke through the shackles of poverty by starting her own tailoring unit.
Mangla, a mother of 3 belongs to a poor family without sufficient place to live and access to any source of income. Her husband works as a daily laborer in an Ice Factory nearby her village. He used to earn Rs 250 per day. But then times changed when the company in which her husband works was shut down. Things like feeding her 3 children and taking care of household expenses worried her a lot.
While struggling socially and economically she found rays of hope in name of Spandana. Her neighbors introduced her to a credit officer from Spandana. She received her first loan amount of Rs. 10, 000 and on her husband’s advice she invested that amount in purchasing a sewing machine and some needed materials like thread, fabric, scissors, etc. She felt very confident on herself. It was the first time in her life where she believed that she could do something.
She started her tailoring unit by stitching clothes for her friends and neighbors. The amount she earned was sufficient to pay her installments and unable to make any savings out of it. She reached out to nearby schools requesting uniform stitching work. Her idea to approach schools has paid off. She received good orders and worked tirelessly to pay the remaining installments, take care of three children and unemployed husband.
After clearing the first term loan as per schedule, she decided to purchase two more sewing machines and increase her production. With lots of hope and confidence she approached us for her second loan and took the next big step of expanding her business. She hired two women and started taking orders from schools in surrounding villages. Soon, she started savings and purchased her husband a second hand mini truck to start their own transportation business. As a mother, she felt proud when she could take care of her three children and purchase her husband a mini truck.
Today, Mangla invests most of her profit on her three children, including their school fees and constructing her own house. With the help of Spandana, Mangla has steadily expanded her business and acquired new machines. She has created 5 jobs so far and has plans to keep growing.
Kanta bai, a mother of two was once a daily wage laborer in a Kirana store in Chirmiri, koriya district, Chhattisgarh. She belonged to a low income family, owns no land, hardly came out of home, and was distraught when she lost her husband. There were days where her children slept hungry. Right from the day she lost her husband, she has faced innumerable challenges which have made her a strong woman. With no financial support, she had to work very hard to make a living. She joined as a daily laborer in a local Kirana store for Rs. 2500/- per month. However, this is not enough to feed her children or take care of her family needs.
She came to know about Spandana when a loan officer visited the area. She received her first loan amount of Rs. 16,000. She decided to utilize that loan amount in setting up a Kirana Store. Her Kirana store was an instant hit. She was able to repay all her installments on time after all her household expenses and savings. She has decided to take the next big step of starting her own mini poultry farm in her backyard. She received a second term loan of Rs. 22, 019. With her little savings combined with the loan amount she has started a small poultry. Today, she is happy that she has both poultry and Kirana store. Merchants visit her poultry to purchase chickens to sell in the market.
Her earnings help to support her brother and two children who attend school. “I don’t have to worry about paying for my children’s school and will never let them sleep hungry” she says.
Kanta Bai hopes to lease a land in the future to expand her poultry business as it brings in more profit. She is very well aware that expanding the poultry business is not an easy task. But, when that day comes, she knows that she can turn to Spandana for help.
Anita belongs to a small village called Maharajpur, Rajnandgaon district, in Chhattisgarh. Anita has two children and feels proud that her animal husbandry practices help support her family’s economy and education of her two daughters. Years ago, however, Anita struggled to provide basic needs for her family.
She used to work as a daily laborer along with her husband in the fields owned by local landlords. Her husband suffered from kidney disease and he is unable to work. Her husband’s poor health condition and her children’s future left her puzzled. At that time she could afford only infrequent meal to her family. Anita struggled to send her children to school. She knew they needed a proper education, but with no money to pay, she felt helpless.
A friend of Anita’s understood her plight and suggested her to join Spandana. She received her first loan amount of Rs. 22,000. She used this loan to purchase goats. She left her daily laborer work and started selling goat milk in her village. She worked hard to sell goat milk and its byproducts in the market. Now she is able to save some money after paying the installments and taking care of her family needs. Her profits started growing gradually.
With the help of further loans from Spandana; Anita, hopes to purchase a cow and few more goats to generate the regular income source. She takes pride in serving as a lifeline for her family. Her husband who suffered with kidney disease, works side by side with her everyday to help take care of her goats.